About Us

We at 365 Finance believe in helping small and medium enterprises (SMEs) to succeed. Our revenue-based funding options are built to provide you with fast, flexible finance that’s right for your business. Our payment terms are flexible enough to meet your cash requirements, so you can grow your business without constraining yourself with tight repayment periods.

365 Finance has been working towards a new funding model for SMEs since we started in 2012. Since most businesses struggle with traditional lenders, we created a better alternative: turning future card purchases into capital right now. We wanted to offer our customers a way to get money fast but pay it back easily, in line with their revenue stream. By purchasing a portion of their future revenue, which comes out as a small percentage of their daily card transactions, repayments could be made in line with the business’s sales, freeing up their cash flow and removing the need for minimum repayments, APRs or fixed terms. We call this ‘revenue-based financing’.

365 Finance was first launched in the United Kingdom, introducing our flexible funding solutions to British businesses. Learn more about our journey and services in the UK here.

• Flexibility: No business is the same and our services are customised according to your income streams.
• Transparency: Our one-time cost, no fees and no surprises.
• Customer-focused Approach: From application to funding, our relationship managers will be with you every step of the way.

• Speed: Get funding in just 24 hours so you can seize opportunities when they arrive.
• High Approval Rate: 90% approval rate — we don’t judge your business based solely on your credit history.
• Cash flow friendly: Your repayments adjust automatically update according to how much you take by card each day.

We specialise in revenue-based financing, sometimes known as a ‘merchant cash advance’ or just a ‘cash advance’.

We offer businesses between €10,000 and €400,000, which is paid back as a percentage of each card transaction they make.

Our technology plugs into the merchant’s card terminal so they don’t even have to think about it – repayments happen automatically.