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Merchant Cash Advance

Flexible finance designed as an alternative to traditional bank loans

What is a Merchant Cash Advance?

A Merchant Cash Advance, also known as a Business Cash Advance, is an unsecured business finance solution that allows business owners to quickly raise funding. Unlike a traditional bank loan, there are no interest rates or fixed monthly payments. Instead, repayments are taken from a small percentage of your future debit and credit card payments. This means repayments mirror the ups and downs of your business, easing financial stress – when you have a quiet period, you simply repay less, and when business picks up, you repay more.

How a Merchant Cash Advance works with 365 Finance:

A business that processes €10,000 per month in credit and debit card sales, is eligible to receive €10,000 in an unsecured business cash loan, with no interest rates or fixed terms. Repayments are automatic and deducted as a small percentage of your monthly credit and debit card payments.

Ideal for businesses that process payments through a card machine (PDQ) and/or online payment system, a merchant cash advance is a fast and flexible way to raise capital for your business:

  • No APR or fixed monthly payments
  • Over 90% of applications approved
  • No security or business plans required
  • Approval with 24 hours

Get a free quote today, and gain instant funding to grow and build the business you’ve always wanted. Requesting a quote will not affect your credit score.

What is the funding for?

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