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Card Machine Loans

Use your card machine to access funding from €10,000 to €250,000. Repay via a small % of card sales. Ideal for retail, hospitality, and more.

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Card Machine Loans | Merchant Cash Advances Renewals | 365Finance.ie

What is a Card Machine Loan?

Card Machine Loans are designed for Irish businesses that use card terminals (PDQ machines) to process customer payments. You get funding based on your monthly card turnover, repaid automatically as a small daily percentage.

Why it works for card-heavy businesses:

Repayments adjust with your daily turnover, making this a cash-flow-friendly option. You avoid large, fixed monthly bills and pay only when you earn.

Key Features

  • No interest or fixed monthly fees
  • Quick approval and funding
  • Suitable for salons, retailers, hospitality, and ecommerce
  • 100% unsecured

Who is it for?

Any business using a card terminal or online payment system — restaurants, boutiques, barbers, mechanics, takeaways and more.

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Am I eligible for a funding?

Has your business been trading for a minimum of 6 months?

Does your business’ monthly credit and debit card sales exceed €10,000?

How much money does your business need?

€60,000 Up to €250,000
€50,000
1 – 3 years

€60,000

funding received

€100

for every card transaction

goes to your account

15% = €15

goes to 365 finance

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No Credit Check Business Loans | 365Finance.ie

Unlike a traditional loan, repayments mirror the ups and downs of your business.

Repayments are automatic and based on a small percentage of your monthly card sales. So when business is slow, repayments are low – and when business is good, you pay a bit more. Not only does this remove the stress of a traditional high street loan, it is also perfect for seasonal businesses.

Same Day Business Cash Advance

The flexible alternative to bank loans

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Card Machine Loans | Merchant Cash Advances Renewals | 365Finance.ie