# 365 Finance Ireland

> 365 Finance Ireland (trading name of REV&U EUROPE LIMITED) provides Revenue-Based Finance to Irish SMEs. Businesses can access between €10,000 and €400,000, repaid automatically as a small percentage of daily card transactions — with no fixed terms, no APR, and no hidden fees. Founded in 2012. Part of the 365 Finance group (also operating in the UK via 365finance.co.uk). Direct lender — not a broker.

## Core Product

- [Revenue-Based Finance](https://365finance.ie/revenue-based-finance/): Flagship product. Lump sum repaid via a small % of daily card sales. No fixed payments, no APR, one all-inclusive cost agreed upfront. Funding in as little as 24 hours. 90% approval rate.
- [Merchant Cash Advance](https://365finance.ie/merchant-cash-advance/): Advance against future card sales. No fixed terms, no interest.
- [Business Cash Advance](https://365finance.ie/business-cash-advance/): SME-focused advance repaid through future card takings.
- [Unsecured Business Loans](https://365finance.ie/unsecured-business-loans/): No security or collateral required.
- [SME Business Loans / SME Financing](https://365finance.ie/sme-financing/): Tailored for small and medium enterprises.
- [Working Capital Loans](https://365finance.ie/working-capital-loans/): Funding for day-to-day operational costs.
- [Card Machine Loan](https://365finance.ie/card-machine-loan/): Funding linked to card terminal usage.

## Sector-Specific Funding

- [Restaurant Loans / Funding](https://365finance.ie/restaurant-loans-funding/)
- [Pub Loans / Funding](https://365finance.ie/pub-loans-funding/)
- [Hotel Loans / Funding](https://365finance.ie/hotel-loans-funding/)

## How We Help (Use Cases)

- [Cash Flow](https://365finance.ie/solutions/how-we-help/cash-flow/)
- [Buying Stock and Equipment](https://365finance.ie/solutions/how-we-help/buying-stock-and-equipment/)
- [Growth and Expansion](https://365finance.ie/solutions/how-we-help/growth-and-expansion/)
- [Hiring and Other Costs](https://365finance.ie/solutions/how-we-help/hiring-and-other-costs/)

## Brokers & Introducers

- [Brokers / Introducers](https://365finance.ie/brokers/): Partner programme for finance brokers and introducers who refer SME clients.

## Company Information

- [About Us](https://365finance.ie/company/about-us/): Founded 2012. CEO: Warren Abbey. Founder & Director: Andrew Raphaely. COO: Raf Polatinsky. Registered: REV&U EUROPE LIMITED, Company Reg: 771440, 5 Harcourt Rd, Dublin 2, D02 FW64, Ireland.
- [Meet the Team](https://365finance.ie/company/meet-the-team/)
- [Awards and Recognition](https://365finance.ie/company/awards-and-recognition/): Multiple industry awards including King's Award for Enterprise (Innovation), Credit Awards SME Lender of the Year (multiple years), Lending Awards Best Fintech Lender (multiple years), CNBC UK's Top Fintech Companies 2025.
- [Press & Media](https://365finance.ie/company/press-media/): Featured in The Irish Times, Business Post, RTÉ.
- [FAQs](https://365finance.ie/faqs/)
- [Contact Us](https://365finance.ie/contact-us/): +353 1 9069 365, Mon–Fri 8:30am–6pm

## Resources

- [Sources of Business Funding](https://365finance.ie/business-funding/sources-of-business-funding/)
- [Compare Revenue-Based Finance vs Bank Loans](https://365finance.ie/revu/compare/)
- [Insights Blog](https://365finance.ie/insights/): Educational content for SMEs and brokers.

## Legal & Compliance

- [Privacy Policy](https://365finance.ie/privacy-policy/)
- [Terms & Conditions](https://365finance.ie/terms-conditions/)
- [Complaints Notice](https://365finance.ie/complaints-notice/)
- Payment services provided by Modulr Finance B.V. (DNB authorised Electronic Money Institution, Firm Ref: R182870).

## Apply

- [Apply Now](https://365finance.ie/application/)